⚠️ These calculators are for informational and educational purposes only. Results are estimates and do not constitute financial, investment, or tax advice.
1. No Financial Advice
Nothing on this site constitutes professional financial, investment, legal, or tax advice. Always consult a qualified financial adviser before making any investment decisions.
2. Accuracy & Limitations
Chaz Tech makes no warranties regarding the accuracy or completeness of results. Figures are estimates based on your inputs — actual outcomes may differ significantly.
3. No Liability
Chaz Tech Ltd and its directors shall not be liable for any losses or damages arising from decisions made in reliance on these tools, whether direct, indirect, or consequential.
4. Your Responsibility
You are solely responsible for verifying any figures independently. Investment values can go down as well as up. Past performance is not a reliable indicator of future results.
5. Tax Calculations
Tax figures are based on UK rates for the 2024/25 tax year and are subject to change. Always verify current rates with HMRC or a qualified tax adviser.
6. Intellectual Property
These tools are the intellectual property of Chaz Tech Ltd and are provided for personal, non-commercial use only. Reproduction or redistribution without permission is prohibited.
7. Privacy
This site uses no cookies, no tracking, and no analytics. All calculations run locally in your browser. No data you enter is transmitted to or stored by Chaz Tech.
8. Governing Law
These terms are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.